Insights
Things worth knowing early.
Perspectives on insurance, employee benefits, and the decisions ahead, with practical guidance for your business and your people.
All insights
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Fall 2026 P&C Market Update See where property and casualty pricing are headed and what to consider for your next renewal. Get the report
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What the Blue Wave Could Mean for Health Insurance What a new congressional majority could mean for employer health plans, pharmacy contracts, and the cost of coverage. Read article
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Beyond the Repair Estimate: Protecting the Economics of Complex Real Estate Development Matt Summers on aligning builders risk, delay coverage, and phased delivery with the project’s financial model. Read article
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Virtus Appoints Eric Montgomery Senior Vice President, Commercial Former Risk Strategies regional leader brings more than 15 years of experience to Virtus’s growing commercial client service organization. Read announcement
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How AI and Telematics Are Changing Auto Insurance Pricing How driving data and AI are influencing auto insurance pricing, with considerations for drivers, commercial fleets and data privacy. Read article
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D&O Insurance Basics Every Startup Founder Should Know D&O insurance considerations for startup founders, including leadership liability, coverage structure, fundraising and common policy questions. Read article
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The fine print that can limit your liability coverage Four areas to review when your operations, contracts, or business plans change. Read article
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Lower workers’ compensation rates do not tell the whole story Payroll, claim costs, and changes in your workforce deserve attention even when the rate on your renewal falls. Read article
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Virtus Names Matt Summers President Matt Summers joins Virtus as President, bringing experience in construction, surety, complex risk, and building specialized teams. Read announcement
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Has your insurance kept pace with your wealth? A new home, a growing collection, or a business sale can change the insurance questions worth asking. Read article
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Multifamily insurance: traditional premium vs. plus aggregate An illustrative comparison shows why multifamily owners should evaluate retained losses alongside premium when considering a plus aggregate structure. Read article
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Data center construction: does your insurance match the project? Specialized equipment, tight schedules, and commissioning requirements deserve attention before work begins. Read article
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Understanding separate water damage deductibles A property policy may apply a different deductible to certain water losses. Read article
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Why specialized hospitality insurance matters Hotels, resorts, and restaurants need an insurance review that accounts for the details of their operations, properties, and contracts. Read article
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Insurance strategies for private equity: identifying risk gaps A useful review connects the policies in place with the business you are buying, operating, or planning to grow. Read article
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Preparing your business for winter weather A practical plan for your property, people, and operations starts before the forecast turns. Read article
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Business income loss: is your hotel prepared to file a claim? Organized financial and operating records can help explain a loss when an insured event interrupts your hotel. Read article
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A hotel development project. A construction exclusion hiding in the policy. An insurance review helped a hotel owner identify a gap between its construction operations and its liability coverage. Read case study
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One portfolio strategy. Approximately 20% lower ancillary benefits costs. Virtus helped a private equity firm coordinate benefits across eight portfolio companies while preserving flexibility in medical plans. Read case study
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Beyond the umbrella: updating coverage for retirement A request for a higher umbrella limit led to a broader review of a retired couple's home, auto, and valuables coverage. Read case study
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Four roofing companies. One coordinated renewal. Virtus helped an ownership group consolidate a coverage line across four acquired businesses, bringing separate carriers and renewal schedules together. Read case study
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Uncovering Significant Savings Through a Full Market Review A fresh market review helped a mechanical contractor find significant insurance savings. Read case study
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Modernizing Coverage for a Long-Established Rigging and Crane Company A rigging and crane company revisited a long-standing approach to workers’ compensation. Read case study
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Improving Coverage, Pricing, and Service for a Specialty Contractor A glazing contractor reviewed its insurance coverage, pricing, and broker service. Read case study
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An Aviation Program Overhaul An aviation business brought separate insurance policies into a coordinated program. Read case study
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Closing a Hidden Exposure Gap in Auto Liability Coverage A review of a professional athlete’s insurance uncovered a gap in auto liability coverage. Read case study
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Reducing Franchisor E&O Risk Through FDD Language Reform A private equity-backed franchisor addressed E&O exposure tied to its Franchise Disclosure Document. Read case study
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Browse earlier articles, company news, and case studies by their original publication year.
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