Pollution coverage for properties, projects, and operations.

Start with your properties and operations.

Fuel storage, renovation, construction work, and indoor environmental conditions such as mold can create exposures that deserve attention. We work with your team to understand your activities, locations, and available environmental information so the insurance discussion reflects your business.

Review what your existing insurance addresses.

Pollution exclusions and limitations vary across policies. We review relevant terms in your existing program, identify potential gaps, and explain where dedicated environmental coverage may warrant consideration. We also compare contractual insurance requirements with your coverage and identify questions to discuss with your legal advisers.

Explore our contract review support →

Match coverage to the exposure.

We help evaluate and place environmental coverage based on your operations, properties, and contractual requirements. Depending on the policy, protection may address specified cleanup costs, third-party bodily injury or property damage, and associated defense costs. Available coverage, exclusions, and reporting requirements need to be reviewed for each placement.

• Contractors pollution liability for exposures arising from covered contracting work
• Site pollution liability for specified environmental conditions at or from insured locations
• Storage tank liability for applicable tank-related exposures
• Mold and other indoor environmental coverage where available and relevant

Consider environmental risk before a transaction.

An acquisition or a property with historical exposures can raise insurance questions before a deal closes. We help evaluate coverage options and coordinate with your environmental consultants and legal advisers using the information available from their work. Coverage for historical or known conditions is subject to underwriting and policy terms; it should not be assumed. Environmental assessments and remediation planning remain with the appropriate specialists.

Support when a claim occurs.

Our commercial claims team helps with reporting, coverage questions, and carrier coordination, with involvement tailored to the claim and the support needed. We help your team understand applicable reporting requirements and coordinate with the carrier and your advisers as the matter develops.

Explore our claims advocacy support →