Start with your operations and exposures.
We begin with how your business operates, the products or work you provide, and your interactions with customers and others. General liability can respond to specified third-party bodily injury, property damage, and personal and advertising injury claims, subject to the policy's terms, exclusions, and limits.
- Premises and operations liability associated with your locations and business activities
- Products and completed operations liability arising from products or completed work
- Personal and advertising injury coverage for specified offenses described in the policy
Connect your coverage to your commitments.
Customer agreements, leases, and other contracts can set insurance requirements for your business. We compare required limits, additional insured provisions, and other insurance terms with your coverage, identify differences, and explain recommended next steps. Our insurance review supports your discussions with legal advisers.
Explore our contract review support →
Look beyond the certificate.
A certificate summarizes insurance information; the policy and its endorsements establish coverage. We review vendor and subcontractor insurance documentation based on your operations and the support agreed with your team, identifying questions or discrepancies and helping you determine next steps. This work is particularly relevant to Retail and Distribution clients with extensive supplier and vendor relationships.
Keep the program aligned as your business changes.
New operations, locations, products, and changes in sales or payroll can warrant a review of your program. We examine classifications and the exposure information used to rate the policy, alongside limits and coverage terms, to identify matters that need clarification or updating.
Support when a liability claim occurs.
Our commercial claims team helps with reporting, coverage questions, and coordination with the carrier. Involvement is tailored to the claim and the support needed. We also help you consider how general liability and any umbrella or excess coverage fit together within your broader program.
Explore our claims advocacy support →
