A Market Moving in Two Directions
Understand why property pricing is softening while liability costs remain under pressure.
Virtus Market Intelligence / Fall 2026
The Market Is Shifting.
Know Where You Stand.
Property is softening. Casualty is holding firm. Understand what the split means for your insurance program and your next renewal.
Get the Market UpdateP&C Market Update · Fall 2026 · 16-page PDF
The Market in Four Numbers / Second Quarter 2026
-2%
Average Commercial Premium Change
-13%
U.S. Property Pricing
+7%
Casualty Pricing Overall
+11%
Umbrella and Excess Pricing
Figures summarized in the report from industry surveys and pricing indices. These describe market trends, not individual renewal quotes. Results vary by account.
Inside This Edition
A Clearer View of the Decisions Ahead.
A practical perspective for business leaders, insurance buyers, and Virtus clients and partners.
Your Coverage, Line by Line
Explore the outlook for property, liability, umbrella, auto, workers' compensation, management liability, and cyber.
A View Through Your Industry
See considerations for real estate, hospitality, private equity, retail distribution, construction, private client, and food and beverage.
A Plan for Your Next Renewal
Get six practical steps to prepare your account, plus the issues we're watching for 2027.
Put the Outlook to Work
What Does This Mean for Your Renewal?
Talk with Virtus about the trends, tradeoffs, and priorities that matter for your program.
Talk With Our Team