Industries | Private Client

Private Client

Personal Risk Management, Elevated

WHAT WE DO

Strategic Protection for Modern Wealth

We help simplify complex personal insurance. Through a dedicated advisory team and a disciplined process, we design and manage insurance programs that stay aligned as our clients’ lives and assets evolve.

The Virtus way

“What my clients value most is ease—the assurance that everything is being thoughtfully managed. I take a personal approach, listening carefully and identifying what’s most important to them, then crafting a refined, specialized plan that brings together the right people and resources to deliver a seamless experience.”

Christina Kamberis
Vice President, Producer

The Challenges Our Clients Face

Fragmented Coverage

Many clients come to us with multiple policies across different carriers—each with its own renewal cycle, coverage terms, and points of contact. Managing it all can feel disjointed and time-consuming. We bring everything under one coordinated strategy, simplifying oversight and ensuring nothing slips through the cracks.

Misaligned Protection

Insurance should reflect your specific risk profile and comfort level—not a generic template. Too often, clients are unknowingly overpaying for coverage that doesn’t fully protect them, or underinsured where it matters most. We tailor each program to strike the right balance between protection, cost, and peace of mind.

Volatile Market Conditions

In high-risk regions—whether due to wildfires, hurricanes, or other environmental exposures—clients often face unexpected non-renewals or steep rate increases. Through our deep carrier relationships and market expertise, we anticipate these shifts and proactively position clients for stability, continuity, and long-term security.

WHO WE ARE

Our expert team

Christina Kamberis

Vice President, Producer

Kyle Huppe

Vice President

Sean O'Donnell

Producer

A better way to manage personal insurance

We make personal insurance simple. Our process is designed to take the complexity off your plate — organizing what you have, identifying what matters, and quietly improving the program behind the scenes. You get a clearer, more coordinated insurance plan that stays aligned as your life and assets change, without having to manage the details yourself.

COVERAGES WE OFFER

	Motor Vehicles
	Distinctive Properties
	Private Aviation
	Umbrella & Excess Liability
	Valuable Collections

WORKING WITH LEADING CARRIERS

Get a complimentary coverage review

We’ll assess your current program to identify gaps, redundancies, and opportunities for better protection.