Kathy began her career in insurance with Travelers upon graduation from the University of California, Santa Barbara where she obtained her degree in Business Economics. Her career at Travelers spanned 30 years, including Personal Insurance, Business Insurance, Financial Services and Agency relations. Kathy retired from Travelers in 2012 where her last role was Underwriting Director of Business Insurance for the Rocky Mountain Region. During the early 2000's Kathy joined First Line Insurance and WNC First for a few years and managed a very large proprietary program for Apartments written with Lloyds of London. During this time she broadened her experience in Surplus Lines and in 2005 Kathy was selected as the Colorado recipient of a scholarship to the NAPSLO Advance School. Today, Kathy brings her years of experience to Virtus as a Coverholder with Lloyds of London. Under her guidance, the organization will continue to develop unique specialty programs that are proprietary to Virtus. Kathy and her husband, Roger, have 3 children and 2 grandchildren. In spite of the miles between us in Philadelphia to Chicago to Denver, we spend a lot of time together throughout the year. Family is really what it is all about!